AmeriHealth Insurance Coverage for Drug and Alcohol Rehab

AmeriHealth Insurance Coverage for Drug and Alcohol Rehab

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Table of Contents

Does AmeriHealth Cover Rehab?

Yes, AmeriHealth is an insurance provider that offers coverage for drug or alcohol rehab. The extent of coverage and specific benefits can vary depending on the individual's insurance plan and policy. AmeriHealth recognizes the importance of addressing substance use disorders and provides support for individuals seeking treatment for drug or alcohol addiction.

When it comes to drug or alcohol rehab, AmeriHealth coverage plans typically include coverage for various levels of care. This may include

  • Inpatient rehab

  • Outpatient programs

  • Detoxification services

  • Counseling

  • Therapy sessions

  • And medication-assisted treatment, among other services

Does AmeriHealth Cover Mental Health and Substance Abuse Treatment?

AmeriHealth insurance typically provides coverage for mental health and substance abuse treatment. This includes a range of services such as therapy, counseling, outpatient programs, and inpatient treatment for individuals facing mental health conditions or substance use disorders. The specific coverage and benefits may vary depending on the individual's insurance plan and policy details.
Addictions covered by AmeriHealth include:

  • Heroin

  • Methamphetamine

  • Cocaine

  • Benzodiazepines, including Xanax and Klonopin

  • Opioid painkillers, such as oxycodone and fentanyl

  • Alcohol

  • Prescription stimulants, such as Adderall and Vyvanse

  • Marijuana

  • Crystal meth

Many treatment programs covered by AmeriHealth recognize that many people with addictions actually abuse multiple substances. Treatment for polysubstance addiction is widely available. AmeriHealth also offers coverage for more specialized treatment facilities that are designed to treat specific types of substance use disorders.

Types of AmeriHealth Insurance Plans

AmeriHealth offers various types of insurance plans to meet the diverse needs of individuals and families. The specific plans available may vary depending on your state of residence. Here are some common types of AmeriHealth insurance plans:

  1. HMO (Health Maintenance Organization): HMO plans generally require you to select a primary care physician (PCP) who coordinates your healthcare. You must receive treatment within the HMO network, and referrals may be needed for specialist services.

  2. PPO (Preferred Provider Organization): PPO plans offer more flexibility in choosing healthcare providers. You can see both in-network and out-of-network providers, but typically at a lower cost when using in-network providers.

  3. EPO (Exclusive Provider Organization): EPO plans are similar to PPO plans but do not provide coverage for out-of-network services, except in cases of emergency.

  4. POS (Point of Service): POS plans to combine features of both HMO and PPO plans. You can choose to receive care from in-network providers as an HMO or seek care out-of-network with higher cost-sharing, similar to a PPO.

  5. Medicaid and Medicare Plans: AmeriHealth also offers insurance plans for individuals eligible for Medicaid or Medicare, which provide coverage for low-income individuals, seniors, and individuals with disabilities.

These are general types of insurance plans offered by AmeriHealth. Within each plan type, there may be different tiers or levels of coverage, such as bronze, silver, gold, or platinum, which determine the cost-sharing and benefits. It's important to review the specific details of each plan and consider factors such as premiums, deductibles, co-pays, and network coverage when choosing an AmeriHealth insurance plan that suits your needs.

AmeriHealth Outpatient Rehab Coverage

AmeriHealth insurance plans cover various outpatient rehab services, providing treatment options that range from weekly sessions to more frequent care. These programs are flexible, allowing clients to continue with their daily commitments while receiving treatment. Outpatient care is suitable for all levels of addiction severity and is also used as aftercare following inpatient rehab to support long-term sobriety.

Levels of care offered by AmeriHealth in-network outpatient rehabs include:

AmeriHealth is generally willing to cover outpatient treatment on a long-term basis. This is partly because outpatient care is more affordable than inpatient treatment. However, research also indicates that individuals who remain enrolled in clinical addiction treatment programs for longer have significantly lower chances of relapsing.

Allowing clients to progress from more acute treatment programs to less acute ones allows them to gradually rebuild their lives and develop autonomy while remaining supported.

AmeriHealth Substance Abuse Coverage

AmeriHealth provides coverage for substance abuse treatment as part of their insurance plans. The specific coverage and benefits for substance abuse treatment may vary depending on the plan you have and the state you reside in. Here are some key points regarding AmeriHealth's substance abuse coverage:

  1. Outpatient and inpatient program

  2. Detoxification services

  3. Counseling and therapy

  4. Medication-assisted treatment (MAT)

  5. Aftercare and relapse prevention

How To Find Rehabs That Take AmeriHealth Insurance Near Me?

Contact NuView Treatment Center

Our team at NuView Treatment Center is here to assist you in finding a rehab facility near you that accepts AmeriHealth Insurance. Give us a call at (323) 307-7997, and our knowledgeable staff will be happy to answer your questions and guide you through the process.

Alternatively, you can fill out our insurance verification form to provide us with the necessary details, and we will promptly review your information to determine your coverage options. We are committed to helping you access the appropriate treatment resources for your recovery journey.

How Can I Pay The Costs Not Covered By My AmeriHealth Plan?

If you have costs that are not covered by your AmeriHealth insurance plan, there are several options available to help you pay for those expenses. Here are a few strategies you can consider:

  1. Out-of-pocket payment: You can choose to pay for the out-of-pocket costs not covered by your insurance plan directly out of your pocket. This may include deductibles, copayments, or services that are not included in your coverage. It's important to review your plan's coverage details and understand which expenses you are responsible for.

  2. Payment plans: Some healthcare providers and treatment facilities offer payment plans that allow you to spread out the costs over time. This can help make the payments more manageable, allowing you to pay in installments.

  3. Financing options: If the costs are substantial, you may explore financing options such as personal loans or healthcare financing programs. These options allow you to borrow money to cover the expenses and repay it over time with interest.

  4. Assistance programs: Depending on your situation, you may be eligible for financial assistance programs offered by nonprofit organizations, government agencies, or community resources. These programs can provide financial support or subsidies to help cover the costs of medical treatment.

  5. Discuss with the provider: If you are facing financial challenges, it's essential to communicate with your healthcare provider or treatment facility. They may be able to offer alternative options and discounts or help you navigate financial assistance programs.

It's important to proactively explore and discuss these payment options with your healthcare provider and inquire about any available financial assistance programs. They can provide guidance and support in finding solutions to manage the costs not covered by your AmeriHealth plan.

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