Understanding Your Cigna Plan Type and Coverage
Cigna offers several different plan structures, and which one you have affects how you'll access treatment.
PPO
EPO
Open Access Plus
Behavioral health benefits under Cigna plans are administered by Evernorth Behavioral Health, a Cigna health services division/subsidiary that includes behavioral health administration for mental health and substance use disorder services.
Marketplace vs. Employer Coverage
If your Cigna plan was purchased through the health insurance marketplace, it's required to include substance use disorder and mental health treatment as part of the ACA's essential health benefits - these aren't optional add-ons.
Employer-sponsored Cigna plans typically include this coverage as standard as well.
Coverage details can still vary by plan, which is why our team looks into your specific benefits directly before treatment begins.
Does Cigna Cover Behavioral Health Treatment?
Many Cigna plans include coverage for both mental health and substance use treatment, as behavioral health benefits are generally considered essential coverage under most plans.
This can include therapy, medical oversight, and structured levels of care like PHP and IOP, when medically necessary.
Exact coverage depends on your specific plan, which is why our team verifies everything directly before treatment begins.
Who's Covered Under Your Cigna Plan?
Cigna Members
Covered Family Members and Dependents
Eligible spouses and dependents enrolled under your plan may also have access to behavioral health benefits.
You don't have to be the primary policyholder to reach out. Our admissions team can still verify your individual benefits directly.
What to Expect: Costs & Copays
Cigna's plans vary widely, so what you'll actually pay comes down to the specific plan you have, not a fixed number we can quote upfront.
That's exactly why our admissions team pulls your real numbers directly from Cigna before treatment starts: your deductible, your copay, whatever applies to your coinsurance, so there's nothing to guess at once you're here.
What We Verify Before Beginning Treatment
You'll know exactly where you stand before committing to anything - verification is free, with no obligation.
If prior authorization is needed, we handle that conversation directly. We'll walk you through your deductible, copay, and coinsurance so none of it comes as a surprise later.
What Treatment Looks Like at NuView
Once your coverage is confirmed, here's what you can actually expect once you get here.
NuView is a behavioral health care provider offering a full continuum of care. If you carry Cigna insurance, our admissions team will go through your specific plan with you and lay out exactly what to expect, so nothing feels uncertain when you're deciding what's next.
Partial Hospitalization Program
Intensive Outpatient Program
Dual Diagnosis Treatment
Telehealth Services
Individual Therapy
Group Therapy
Case Management
Medical Services
What to Expect When You Reach Out?
- 01
You contact NuView
A quick call or form gets things moving. - 02
We collect your insurance information
Nothing formal, just enough to look into your plan. - 03
We verify your behavioral health benefits
Our team checks what your Cigna plan actually covers. - 04
You complete a confidential assessment
A short conversation to understand your situation and needs. - 05
We determine the right level of care
Based on your assessment and your coverage. - 06
We handle any required authorization
If your plan needs it, we take that on directly. - 07
Treatment begins
On a timeline that works for you.
Verify Your Cigna Benefits Today
You don't need to already know what your Cigna plan covers - that's exactly what this conversation is for.
Reach out, and we'll find out together, at no cost and with zero pressure to move forward.
Frequently Asked Questions About Cigna Insurance
Many Cigna plans include coverage for substance use treatment, including detox, residential care, PHP, IOP, and outpatient services, when medically necessary.
Yes, mental health care is generally covered alongside substance use treatment, including therapy, psychiatric care, and medication management.
This depends on your specific Cigna plan type. Our team confirms this directly during your free benefits verification.