Does Nova Healthcare Administrators/Independent Health Cover Behavioral Health Treatment?
Eligible Nova and Independent Health-administered plans may provide coverage for behavioral health services. Independent Health specifically provides behavioral health support and case management services for its members.
Nova and Independent Health are based in New York, but many people travel to California for behavioral health treatment. If your plan includes out-of-network benefits, that coverage may extend to treatment received in California as well.
The exact coverage can vary depending on whether you have a self-funded plan administered by Nova or another Independent Health product.
Your coverage may depend on factors such as:
- Your specific Nova Healthcare Administrators or Independent Health plan
- Whether your plan includes out-of-network benefits
- Medical necessity
- The recommended level of care
- Preauthorization requirements
- Your deductible, copayment, coinsurance, and out-of-pocket maximum
Our admissions team can verify your specific benefits and help you understand whether your plan may provide out-of-network coverage for treatment at NuView.
What May Be Covered Under Nova/Independent Health Plans??
Depending on your specific plan and needs, eligible members may have coverage for medically necessary behavioral health services, such as:
- Clinical assessments and psychiatric evaluations
- Partial hospitalization programs
- Intensive outpatient program
- Outpatient behavioral health treatment
- Virtual behavioral health treatment services
- Substance use disorder treatment
- Mental health treatment
- Dual diagnosis treatment for co-occurring substance use and mental health disorders
- Medication management, medication-assisted treatment (MAT), and other medical services.
The exact services available to you, your level of coverage, and your out-of-pocket expenses depend on the terms and conditions of your specific plan.
Nova Healthcare Administrators/Independent Health Plans We Can Help You Verify
NuView can help verify behavioral health benefits for members whose insurance information includes:
- Nova
- Nova Healthcare Administrators
- Nova Healthcare Administrators, Inc.
- Independent Health
- Independent Health Association.
- Independent Health Benefits Corporation
Coverage and out-of-network benefits vary by plan type, employer, location, and other eligibility criteria. Your benefits will be verified by NuView before your treatment begins.
Once We Know What Your Plan Covers, Here's What Treatment Looks Like
NuView provides behavioral healthcare for clients seeking structured outpatient care for substance use and mental health concerns.
When you reach out to us, our admissions team can confidentially verify your Nova or Independent Health benefits, identify the specific plan and network, explain your coverage, and clarify your potential out-of-pocket costs.
Partial Hospitalization Program
A structured, full-day program for people who need intensive support but not 24-hour residential care.
Intensive Outpatient Program
Fewer weekly hours than PHP, designed to fit around work, school or family obligations.
Evening Track
Structured evening care that supports recovery while allowing you to maintain your daily routine.
Telehealth Services
Virtual sessions for eligible California residents, for added flexibility and access.
Individual Therapy
One-on-one sessions with a licensed therapist.
Group Therapy
Peer support facilitated by a clinician.
Case Management
Coordinated support connecting you with the right resources throughout treatment.
Medical Services
Oversight from a psychiatric provider and clinical team as part of your care.
How Can You Verify Your Nova/Independent Health Behavioral Health Benefits?
If you want to verify your Nova Healthcare Administrators or Independent Health coverage and benefits for behavioral health treatment, here are a few simple steps.
Let Us Begin With a Confidential Conversation
If you or a loved one is considering behavioral health treatment, you do not need to have everything figured out before reaching out to us at NuView.
Our admissions team can answer your questions, verify your behavioral health benefits, explain potential out-of-pocket costs, and help you understand your options.
Do You Have Questions About Your Coverage?
NuView's admissions team can help verify your Nova Healthcare Administrators or Independent Health coverage and benefits, explain your options, and empower you to make informed decisions regarding the costs of your care during your recovery journey.
Frequently Asked Questions About Nova Healthcare Administrators/Independent Health Behavioral Health Treatment Coverage and Benefits
Nova Healthcare Administrators is a third-party administrator and a wholly owned subsidiary of Independent Health.
Nova administers self-funded health plans whose benefits are decided by your specific employer or sponsor. Eligible plans may provide coverage for behavioral health treatment.
Independent Health provides behavioral health services for its members, including practical support and case management services for those with substance use and mental health disorders. The exact services and coverage depend on your specific plan.
Nova/Independent Health out-of-network coverage depends on your specific plan. NuView’s admissions team can verify your plan and explain whether out-of-network behavioral health coverage may be available for you.
Preauthorization means your health plan may require approval before certain behavioral health services are covered.
- Deductible: The amount you may need to pay for covered behavioral healthcare services before your insurance begins paying, as per your plan's benefits.
- Coinsurance: The percentage of covered behavioral healthcare costs you may be responsible for after meeting your deductible.
- Out-of-Pocket Maximum: The maximum amount you pay toward covered behavioral healthcare services during a year before your plan pays 100% of covered costs.